BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3% BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3%
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Pennsylvania · Updated 04.12.26

Privacy coins in Pennsylvania

In Pennsylvania you can buy Zcash on all the major US exchanges. Monero is generally not available on regulated US platforms. Pennsylvania updated its laws in late 2025 (Act 7) to make it explicit that crypto exchanges must hold a state money transmitter license, and at the same time wrote in legal protection for your right to hold your own coins in a private wallet.

zkonomics editorial · 3 min read

Your two options

Zcash (ZEC)
Available on local exchanges

Yes, you can buy Zcash in Pennsylvania.

Read the Zcash guide >
Monero (XMR)
Limited availability

Monero is generally not available to Pennsylvania residents through regulated US exchanges.

Read the Monero guide >

What to know

Pennsylvania has one of the highest densities of crypto ATMs in the US. These machines are under increased state scrutiny in 2026 for high fees and fraud, so expect more rules or caps later this year.

Regulatory detail

Federal US rules apply. Act 7 of 2025 explicitly brings crypto under Pennsylvania's Money Transmitter Act. Self-custody rights protected by state law.