South Dakota · Updated 04.12.26
Privacy coins in South Dakota
In South Dakota you can buy Zcash on all the major US exchanges. Monero is generally not available on regulated US platforms. South Dakota's SB 98 (signed March 11, 2026) brings crypto ATMs under the state Money Transmitter Act with a $1,000 daily cap and a 3 percent fee cap, effective July 1, 2026. Online exchange buyers are unaffected.
Your two options
Zcash (ZEC)
Available on local exchanges
Yes, you can buy Zcash in South Dakota.
Read the Zcash guide >
Monero (XMR)
Limited availability
Monero is generally not available to South Dakota residents through regulated US exchanges.
Read the Monero guide >What to know
If you use a crypto ATM in South Dakota, expect a $1,000 daily cap and a 3% fee cap starting July 1, 2026. This does not affect regular exchange buyers.
Regulatory detail
Federal US rules apply. State money transmitter license required. SB 98 kiosk licensing, $1,000 daily limit, and 3% transaction fee cap effective July 1, 2026.