Belgium · Updated 04.13.26
Privacy coins in Belgium
In Belgium you can buy Zcash through MiCA-licensed exchanges. Monero has been delisted from regulated Belgian platforms. The major 2026 tax change: Belgium introduced a 10% capital gains tax on January 1, 2026, ending the previous full exemption for non-speculative private investors.
Your two options
Zcash (ZEC)
Available on local exchanges
Yes, you can buy Zcash in Belgium through licensed exchanges.
Read the Zcash guide >
Monero (XMR)
Limited availability
Monero is not available on regulated Belgian exchanges.
Read the Monero guide >What to know
The 2026 Belgian tax landscape is materially different from prior years. Normal management of private crypto assets is now taxed at 10%, with a €10,000 annual exemption. Speculative trading is taxed at 33% (plus municipal surcharges) as miscellaneous income. Staking and lending income are treated as moveable income at a 30% withholding rate. Foreign accounts must be reported to the NBB Central Contact Point (CAP). Classification of activity is fact-specific; confirm with a Belgian tax advisor before filing for 2026. For ZEC buyers, expect the authorized exchange list to narrow through 2026. Monero is not practically available through MiCA-regulated channels.
Regulatory detail
MiCA regulated, FSMA oversight with NBB involvement, Law of 11 December 2025 implements MiCA. CASP authorization deadline July 1, 2026. 10% capital gains tax on private asset management effective January 1, 2026.