Luxembourg · Updated 04.13.26
Privacy coins in Luxembourg
In Luxembourg you can buy Zcash through MiCA-licensed exchanges. Monero has been delisted from regulated Luxembourg platforms. Luxembourg has a distinctive crypto tax rule: gains are tax-free if held for more than 6 months. Held under 6 months, profits over €500 are taxed at progressive rates up to 42%.
Your two options
Zcash (ZEC)
Available on local exchanges
Yes, you can buy Zcash in Luxembourg through licensed exchanges.
Read the Zcash guide >
Monero (XMR)
Limited availability
Monero is not available on regulated Luxembourg exchanges.
Read the Monero guide >What to know
Luxembourg's professional financial services infrastructure means licensed crypto providers are more institutionally oriented than in some EU markets. Retail buyers still have access through CASP-authorized platforms. On tax: crypto gains are taxable only if considered speculative, which generally means the asset was held for less than 6 months and total annual profit exceeds €500. Speculative gains and professional trading income are taxed at standard progressive rates up to 42%. Long-held private crypto disposals outside the speculative window are generally not taxed.
Regulatory detail
MiCA regulated, CSSF oversight. CASP authorization deadline July 1, 2026. Established as an active MiCA licensing hub.