France · Updated 04.13.26
Privacy coins in France
In France you can buy Zcash through MiCA-licensed exchanges. Monero is no longer available on regulated French platforms. France stands out for two things: a flat 30% tax (PFU) on crypto gains for occasional investors, and the unusual rule that crypto-to-crypto trades are not taxed (only fiat conversion triggers tax).
Your two options
Zcash (ZEC)
Available on local exchanges
Yes, you can buy Zcash in France through licensed exchanges.
Read the Zcash guide >
Monero (XMR)
Limited availability
Monero is not available on regulated French exchanges.
Read the Monero guide >What to know
France is distinctive in the EU for not taxing crypto-to-crypto trades; tax is only triggered on conversion to fiat or use to purchase goods or services. Occasional investors pay the flat 30% PFU (Prélèvement Forfaitaire Unique) on triggering events. Foreign exchange accounts must be declared on Formulaire 3916-bis. Professional traders are taxed differently; classification is fact-specific. For ZEC buyers, expect the authorized exchange list to narrow through 2026 as firms complete CASP authorization. Monero is not practically available through MiCA-regulated channels.
Regulatory detail
MiCA regulated, AMF and ACPR oversight. Legacy PSAN registration transitioning to MiCA CASP. CASP authorization deadline July 1, 2026.