BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3% BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3%
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Germany · Updated 04.13.26

Privacy coins in Germany

In Germany you can buy Zcash through EU-licensed exchanges, but Monero is no longer available on regulated platforms here. Germany is friendlier than most of Europe on crypto tax: hold for more than a year and the gain is tax-free, with a €1,000 exemption on short-term gains. The main thing to watch is the July 1, 2026 EU licensing deadline, which will narrow the list of exchanges still serving German users.

zkonomics editorial · 3 min read

Your two options

Zcash (ZEC)
Available on local exchanges

Yes, you can buy Zcash in Germany through licensed crypto exchanges.

Read the Zcash guide >
Monero (XMR)
Limited availability

Monero is not available on regulated German exchanges.

Read the Monero guide >

What to know

For ZEC buyers, expect the authorized exchange list to narrow through 2026 as firms complete CASP authorization; check your exchange's status before funding. Monero is not practically available through MiCA-regulated channels. The 12-month tax-free holding rule and €1,000 short-term exemption remain attractive for long-term German holders, but verify current treatment with a German tax advisor before any large 2026 disposition.

Regulatory detail

MiCA regulated, BaFin oversight under Financial Market Digitisation Act (December 2024). CASP authorization deadline July 1, 2026. German Banking Act crypto custody license regime in transition to MiCA.